This Is What Compound Interest Looks Like 

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Compound interest is the eighth wonder of the world. He who understands it, earns it...he who doesn't...pays it.

Albert Einstein

Why support interest-based banks with your money? 

Deposit in Islamic banks and invest the surplus in tangibles like gold, silver, and property. The difference between compound interest and principal (the green and red areas in the graph above) manifests itself in all kinds of externalities: credit card payments cause human misery; debt repayments drive poverty; and austerity programs accelerate environmental destruction.

Image source: Finance Solutions






Officially AAOIFI Recognized



Officially recognized by AAOIFI (pronounced “a-yo-fee”), the world’s leading standard-setting body in Islamic finance, Ethica's award-winning Certified Islamic Finance Executive (CIFE) and Advanced CIFE (ACIFE) earn you continuing professional development (CPD) credits

"The role Ethica has played in promoting the cause of standardization of best practices in Islamic finance, especially in the fields of Shari'ah and accounting, that too for the last two decades, is indeed praiseworthy. They have always put AAOIFI standards at the heart of all their certification and training programs for which we are grateful."

Omar Mustafa Ansari
Secretary General, AAOIFI




What CIFE and ACIFE Graduates Say...


"Ethica’s CIFE has already opened doors for me..."
 Boyd Ruff
 Esq., USA          

                                                              

"The course is brilliant."
Mufti Faraz Adam, UK

"I chose Ethica’s certification as it has an excellent reputation in the market and now I understand why. All the different modules cover the most important types of contracts from both a theoretical as well as a practical perspective and are complemented by a lot of clear examples. And the self-paced training permits excellent time management. I recommend the CIFE from Ethica Institute to everybody seriously interested in learning about Islamic finance."
Daniel Rasqui
Director, Product Support and IT, SIX Financial Information, Luxembourg                                                            

"We upgraded to twice as many users after only 6 months with Ethica."
Moinuddin Malim
CEO, Mashreq Al Islami                                                                        

Read more testimonials (here)


Haven't Experienced Ethica's Award-Winning Training Yet?

Training Video

Play a video from Ethica’s award-winning CIFE program

CIFE & ACIFE graduates have likened the knowledge gained from Ethica’s certification to actually working inside an Islamic bank. Ethica puts you ahead of the curve by training you in the practical aspects of Islamic banking without overwhelming you with theory. Play one of our videos (click here) to experience the quality and depth of our training.


Download Ethica's Handbook of Islamic Finance

Training Video

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- Mufti Taqi Usmani’s “Introduction to Islamic Finance”
- Sample Islamic finance contracts
- Recommended reading lists
 - 1,000+ Islamic finance Q&As

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About Ethica Institute of Islamic Finance

Certificate

Couriered to your doorstep at no extra charge, your framed certificate will handsomely adorn your office or study for years to come. Custom-mounted and framed by hand, this beautiful certificate was designed by classically-trained Islamic artists and third-party accredited to comply with AAOIFI, the world’s leading Islamic finance standard.

Ethica is trusted by more professionals for Islamic finance certification. Officially recognized by AAOIFI, the world's leading standard-setting body in Islamic finance, the Institute has trained over 15,000 paying professionals in 160 financial institutions across 65 countries, winning numerous industry awards. Ranked #1 by Google for “Best Islamic Finance Certification” regularly, Ethica’s globally recognized and accredited award-winning certificates include the Certified Islamic Finance Executive™ (CIFE™), Advanced CIFE™ Financial Analysis (ACIFE™ FA), and Advanced CIFE™ Accounting (ACIFE™ ACC), delivered online or live at the bank.



Ethica's Recent Awards

2020 Best Islamic Finance Education Provider—United States (Cosmopolitan Daily, UK)
2020 Best Islamic Finance Qualification—United States (Cosmopolitan Daily, UK)
2020 Winner for Courses & Trainings UAE (Finance Monthly Legal, UK)
2020 Niche Training Services Provider of the Year—International (ACQ5 Global Awards, UK)
2020 Research and Education Company of the Year—United States (ACQ5 Law Awards, UK)
2020 Best Practice Operator of the Year in Islamic Finance—MENA (ACQ5 Country Awards, UK)
2020 Game Changer Award (Finance Monthly, UK)
2020 Management Consulting Awards (CEO Today Magazine, UK)
2020 Islamic Finance Advisor of The Year (Finance Monthly M&A Awards, UK)
2020 Islamica 500 Prominent and Influential in the Islamic Economy (Belgium)



Our Learners and Clients Come From…


Disclaimer: This email is for information and illustrative purposes only. It is not, and should not be regarded as “investment advice” or as a “recommendation” regarding a course of action. Ethica Institute LLC does not purport to and does not, in any fashion, provide tax, accounting, actuarial, record keeping, legal, broker, dealer or any related services. You should consult your advisors with respect to these areas and the material presented herein. You may not rely on the material contained herein. Ethica Institute LLC shall not have any liability for any damages of any kind whatsoever relating to this material. Unlless indicated otherwise, the names of people, locations, and events may have been changed and any resemblance to actual people, locations, and events may be purely coincidental.

 © 2021 Ethica Institute of Islamic Finance 

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